Your Current Coverage May Not Be Enough In Case of Critical Illness

Find out if you have a health protection gap — free, personalized, in under 2 minutes.

⏱ ~2 minutes 🔒 100% private 💯 Free, no obligation

The Coverage Gap Problem

You Think You're Covered. But Are You Really?

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HMO / PhilHealth

⚠ Partial Coverage

Covers hospitalization only. Cannot replace your monthly income while you recover for 6–18 months.

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Life Insurance

✗ Not for Critical Illness

Pays only upon death. A critical illness diagnosis while you're alive triggers zero payout from most life plans.

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Dedicated CI Plan

✓ Full Protection

Lump-sum cash upon diagnosis. Use it for treatment, income replacement, daily expenses — whatever you need.

1 in 3

Filipinos face critical illness in their lifetime

8 in 10

Are underinsured for critical illness

FREE

Personalized coverage assessment

Find Your Critical Illness Coverage Gap

Answer 7 quick questions — get your personalized assessment result.

Question 1 of 7 14%

What health coverage do you currently have?

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Do you have an existing life insurance policy?

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Do you have dependents relying on your income?

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What is your monthly income range?

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If you couldn't work, how many months could you cover your expenses?

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How old are you?

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If diagnosed with a critical illness, what concerns you most?

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Almost There! 🎉

Enter your details to see your personalized coverage assessment.

★★★★★

"A family friend's wife was diagnosed with breast cancer — but because they had the right policy, their expenses were covered. That story inspired me to get covered at 25. I even convinced my fiancé. Thanks to Al!"

— Therese, VA Client · Trusted by 250+ Filipino families